Super Smart Super
Starting Strong for Your Family’s Future
If you’re in your 30s, buying a home or raising young children, superannuation may not be top of mind. However, this is the decade when laying strong foundations makes the biggest difference.
Super works quietly in the background. Employer contributions of 12% add up, and when paired with investment earnings, the growth can be substantial over 30 years or more. The earlier you understand how it works, the greater your advantage.
Think of your super as a long-term safety net for your family. By reviewing your fund’s investment strategy and insurance cover now, you can protect your family and build wealth at the same time. Even modest salary-sacrifice contributions can make a significant difference by retirement, owing to tax concessions and the power of compounding.
When you’re juggling home loans, children, and careers, your super may not feel urgent — but the earlier you start, the greater the reward. A conversation with a financial adviser can help you balance today’s priorities with tomorrow’s security, giving your family both protection and opportunity.
